Life after a fire can be heartbreaking and overwhelming, especially when having to find temporary housing. Some homes are able to be salvaged and some may have to be evacuated completely after a disaster occurs. Both situations lead to searching for a temporary place to live that is comfortable and affordable. Here you will find everything you need to know about temporary housing after a fire.
Solutions to your temporary living solution can be tricky. Subletting can lead to move-in/move-out date issues when renting an apartment or home you can run into credit checks, first and last month’s rent, lease agreements and more. Staying at a standard hotel will likely cost a fortune and doesn’t have all the every-day necessities you may need.
When it comes to your temporary housing needs InTown Suites is the perfect solution. We have properties all over the United States that can accommodate you weekly, monthly, and sometimes even nightly.
After a tragic incident like a fire, the last thing we want you to worry about are leases and fees, that’s why InTown offers affordable rooms with no lease requirements or security deposits.
Our properties feature more living space and in-room kitchens for your convenience. You can save money and enjoy the comforts similar to your home all while awaiting a more permanent living situation.
When you’re in need of temporary housing for long periods of time after a fire, there is a possibility of your homeowner or renter insurance covering some or all of your costs. If the damage from the fire makes your home unlivable you may be able to have your living expenses reimbursed by your “loss of use” coverage under your insurance policy.
“Loss of Use” coverage includes only the living expenses that you may incur above what is normal if you were living in your home. These expenses could include things like temporary housing, laundry costs, and some meal costs. Your insurance company will work with you to dictate your coverage spending limit and timeline.
It’s recommended to take a look at your policy terms for other coverage you may be applicable for in the case of fire like “additional living expenses,” “civil authority prohibits use,” and “fair rental value.”
While it can sometimes take longer than most would like, insurance policies and coverage do take time to process. In the meantime here are a few recommendations while preparing for your stay and expenses in temporary housing.
Be sure to save your receipts for laundry costs, meals, home necessities, etc, so that you can easily submit them for reimbursement as needed.
If you think an item with a bigger price tag is necessary for your everyday living, make sure that your insurance company pre-approves your purchase.